Low interest car loans
Frequently Asked Questions
What if I have bad credit?
BAD credit is welcome. We provide second chance finance to help those that have had bad credit in the past.
How much can I borrow for a vehicle loan?
This will vary based on the application. We look at your current income and expenses to work out your affordability. Use our online repayment calculator to give you some idea of what your repayments may look like.
No Deposit for Car Finance?
No not at all. We can arrange finance
How long does it take to get an answer?
Our team can have an answer for you within 2 hours of completing your online application .
Do you help clients on the benefit?
Yes we do – we can use any type of income. It all comes down to affordability.
Do you offer insurance?
Yes we offer four forms of insurance CCI, GAP, Motor Vehicle and Mechanical Warranty.
Can I apply with a learners license?
Yes. A valid NZ learners license, even a temp license is acceptable.
How old do I need to be to apply?
18 years and over
How does the process work?
Our online process is fast and simple. Complete our online application form and then one of our sales team will contact you. We will then send you a bank statement link which is all online and sent through to your phone. Once you are approved you can then choose your car up to the amount you have been approved for. You will be sent a digital contract which you can sign using your smartphone.
Have a question? send it to us 🙂
- info@askforfinance.co.nz
- 0800 288 633
