7 Year Vehicle Loans Now Available*

7 Year Vehicle Loans Now Available*





#1 for easy, online car finance for everyone.

Ask For Finance has helped hundreds of happy Kiwis secure their car finance, no matter their situation

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* Interest rate is indicative range only.

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Car finance, simplified

At Ask For Finance we simplify the car finance process to help you get behind the wheel sooner. 

With dedicated, in-house brokers, we’ll work with you to understand your unique circumstances and help you find a car loan to suit your needs.

Whether it’s for a new or used vehicle, we can assist you with your car finance requirements. We also provide insurance options to have you protected when out on the roads.

Complete the simple application form online now, or call us on 0800 288 633 to find out more.

Simple car finance

We have a wide range of car finance options. Whether you’re looking to buy a new car, purchase a used vehicle, or refinance a car you already have a lease for, the team at Ask For Finance are here to assist.

Here's what we can do for you

Motorbike Loan

Caravan Loan

Boat Loan

Jet Ski Loan

Car Loan

Apply online

Apply online for your car loan today! Enter the finance information – such as loan amount, term, and interest rate – into our handy repayment calculator to figure out your repayments. Once you’ve worked out a loan solution that works for you, you can begin the application process.

Our application process is designed to be fast and straightforward. Complete your online car finance application in as little as two minutes. Enter your licence number, income information, and a few other basic personal details and you’re on the way!

An easy process

Simply enter your details into our online form, and one of our team members will get back to, promptly. We’ll send you a bank statement link which can be completed online and returned to us digitally. Our team will get back to you within an hour or two to let you know the outcome of your application. Once approved, you can then choose your car (up to the amount you’ve been approved for). We’ll then send you a digital contract that can be signed using your phone or computer.

If you have any questions about the application process, or the different types of car loans we can assist you with, please don’t hesitate to get in touch. Our expert team members are more than happy to chat with you and answer any questions you may have about car finance.

Why choose Ask For Finance?

Car finance

We care about our customers

car finance brokers nz

A dedicated broker to guide you through the process

car finance lenders

Access to over 10 + lenders

online car finance

100% online process

What is secured vs unsecured car finance?

Secured car finance refers to finance that is secured against an asset (typically the vehicle itself). Doing this will generally allow you to get a lower interest rate. In contrast, unsecured car finance is that which isn’t secured to an asset, and it generally attracts a higher interest rate. Whether you choose to go with secured or unsecured car finance will depend on your specific financial situation and circumstances.

Want to find out more about the differences between secured and unsecured car finance, and which one could work for you? Give us a call to chat with our friendly New Zealand finance brokers.

Our dedicated brokers work hard to get you a car loan that’s well-suited to your unique circumstances. We take the time to get to know each of our clients’ individual situations so that we can help them find a suitable car finance solution. 

With a highly-skilled team, we do the research to find a well-suited car finance option for you, so you can focus on the fun part – finding the perfect car!

At Ask For Finance, we understand that everyone’s circumstances are different. For that reason, if you have any questions about the different types of finance we offer, please don’t hesitate to get in touch.

Each of our dedicated brokers are based in New Zealand, so you’ll be talking to someone who understands the local market and can answer any questions you have about your car finance NZ options. 

If you’re ready to chat with one of our team about your car finance options, please don’t hesitate to get in touch. We’re more than happy to have a no-obligation chat with you about your options and answer any questions you may have.

At Ask For Finance, the customer always comes first. For this reason, we take the time to get to know your unique circumstances before providing brokerage for your car finance. This includes understanding your employment status, living arrangements and credit history.

By understanding who you are, we can better assess which car finance options could be a good fit for your circumstances.

Get started now

If you’re ready to start your car finance journey, give us a call on 0800 288 633 or send us an email at info@askforfinance.co.nz and one of our local, experienced brokers will be in touch to discuss your options.

 We make the process of getting a car loan easy and straightforward. We also understand that everyone’s circumstances are different, which is why we offer a range of different car loan options from more than ten lenders.

With Ask For Finance, you can complete your entire car finance process online. From filling out the application form to choosing the car and signing the digital contract, every part of the process can be done from your smartphone.

We help clients from 18 years of age. We understand that it can be difficult for those under 21 to get approved for a car loan from a bank or dealership, which is why our brokers provide assistance to those who may not fit traditional lending criteria.

If you’re over 18 years of age and are looking to get your first car, we’d love to help you find a loan that suits your needs and budget. We’ve helped countless first-time car buyers get on the road.

Apply today, simply complete our online application form and we’ll be in touch.

We offer simple access to super competitive interest rates, so you can choose one that will suit your financial circumstances. We’ll strive to find a solution that works for you, whether that means zero deposit, a low interest rate, or flexible repayment options. 

Ask For Finance also aims to find a range of different repayment options that suit your needs, so you can choose the one that best works for you.

We have a range of finance options available from more than ten lenders, so you have plenty of choices when it comes to your car finance solution.

Our car finance brokers will compare the different lenders and products on offer to find one that suits your circumstances – we’ll do all the hard work for you.

In the same way, we understand that everyone’s financial situation is different, so we offer a range of vehicle finance options from more than ten lenders.

We make the process easy

From start to finish, the team at Ask For Finance endeavour to make the car loan process as simple as possible for you. As we know, finance loan documents can have a lot of legal jargon, leaving many scratching their heads; that’s why we’ve made it our mission to make the process as straightforward as possible. We’ll explain any terms you’re unsure about in easy-to-understand language so you know exactly what you’re signing up for before you put your name on the dotted line.

Our application process is designed to be fast and easy and can be completed in as little as two minutes – on your mobile phone!

To begin your journey with us, simply complete our online application form or give us a call on 0800 288 633.

Your Car Loan Brokers

Danielle Hoult - Car Finance Broker

Danielle Hoult

Director/Finance Broker

Mei Prasad - Finance Broker

Mei Prasad

Finance Broker

Apply now

Ready to apply for car finance? Complete our online application form in as little as two minutes!

Ask For Finance accepts all New Zealand licences, so we can help learners, restricted, and full licence holders with their car finance needs. 

Let our experienced car finance brokers assist you in finding the right loan for your needs. We’ll work with you to find solutions that work best for your circumstances.

We work with those on a fixed salary, casual workers, the self-employed, and those on benefits. It all comes down to affordability. Chat with our brokers if you’d like to find out more about how we can assist you with your car finance.

Landing a new job is an exciting time, but it can also mean waiting a while before getting the new things you want. 

At Ask For Finance, we help clients get car finance with new jobs, so you can get that new car you’ve had your eye on, sooner. All we require is proof of four weeks of income showing on your bank statements.

If you’ve just started a new job, or are about to, and need car finance, contact us for a friendly chat today.

Bad credit? We may be able to help!

A bad credit score can sometimes make it difficult to get the car finance you need. At Ask For Finance, we understand that good people can sometimes have bad credit. 

We take a holistic approach to assessing your car finance application, so even if you have a few dings on your credit file, we may still be able to help.

Other finance options

Want a new motorbike, boat, jet ski, or caravan? Ask For Finance can help you with a wide range of vehicle finance. We have a panel of over 10 lenders, and our team is great at finding a car loan that’s tailored to your needs. Whether you’re looking for a low interest rate, no deposit options, or a longer loan term, we can help you find a loan suited to your specific requirements.

Insurance packages

We can also provide insurance packages for your next vehicle. We offer a range of insurance options to suit your circumstances, including:

Contact us to find out more about our insurance packages, and how we can help you find coverage that works for you.

Get in touch today

If you’re interested in finding out more about our car finance options, please don’t hesitate to get in touch. Our team love to chat about finance, and enjoy finding well-suited car finance for clients.

Send us an email at info@askforfinance.co.nz, or call us on 0800 288 633 to find out more.

Car finance client
Riejanne Campbell
Very easy to use. Great Communication. Everything was done in a timely manner. Great rate, very happy with the work done. Will definitely use this service again.
car finance client
Derhys Pene
Best experience thanks to Damien 10/10. They made everything so easy and helped me out alot during the process. I thought I was going to be stressed out but they made everything a lot easier for me. I will be highly recommending anyone and everyone I know. Thank you again.😊
car financing clients
Everything was so fast. I got the car I wanted with a selection of different colours etc. I would highly recommend. I love my new car. 😊

Frequently asked questions

To apply for car finance, you’ll need to be at least 18 years of age. We help young people secure their first car loans, providing that much-needed independence.

Yes! Ask For Finance can help you get car finance with a learner’s licence. We provide brokerage to those with learners, restricted, and full licenses, provided you’re above the age of 18. If you’re wanting to get a car to learn in, we’re here to assist.

We provide car finance brokerage to those with a variety of income types, including people on job seeker and student allowance. So, don’t let the fact that you’re on benefits stop you from getting that car!

We offer car finance options for those who’ve recently changed jobs or recommenced employment. All we require is four weeks’ worth of income to show on you bank statements as proof of employment. Don’t have a steady 9-5 job? That’s fine too! Our team work with clients of all walks of life, from those working set 40-hour weeks to those who are casually employed.

That’s no worries! We can arrange a finance option that doesn’t require a deposit. This means you don’t have to spend time waiting to save up enough for your new car, and can instead begin making your repayments and get on the road sooner.

Ask For Finance offers four forms of insurance. These are CCI, GAP, Motor Vehicle, and Mechanical Warranty. Want to find out more about getting your vehicle insured with us? Give us a ring and have a chat with our knowledgeable team today.

Yes, we do. We can provide second chance car loans for those with bad credit. We look beyond an individual’s credit score, taking in a number of factors when assessing car finance applications. In fact, we can often assist those who’ve struggled to obtain car finance elsewhere. Don’t let your poor credit history get in the way of your independence – chat with the experts at Ask For Finance today!

The initial online application process can be completed in as little as two minutes. Simply fill in your personal details, and we’ll get back to you with a decision as soon as possible. Have your driver’s licence number and any important financial documents ready to make the application process quicker.

We can get you a pre-approved car loan in as little as an hour. The time it takes can differ depending on your personal circumstances and the type of car finance you’re applying for. Once you’ve been pre-approved, you can then begin searching for your dream car with added peace of mind.

Interest rates will differ depending on a number of factors, including your credit score and the length of the loan. Use our handy calculator to get a rough idea of the interest rate for you.

We’re happy to assist those with less-conventional work situations. We understand that not everyone has a traditional 9-5 job, and can provide options for those in a variety of work situations.

The maximum amount you can borrow will depend upon a number of differing factors including your income, credit situation, bank conduct, and monthly expenditure. Enter your details into our online application form, and we’ll get back to you to let you know the amount you can borrow.

Yes, we can. We understand that everyone has a past, which can sometimes include old defaults or poor credit scores. That’s why we look at the bigger picture rather than focusing on your credit history. We can often get pre-approval for those that have been turned away elsewhere. Complete your application today and get started.

We help those who are self-employed get the car finance they deserve. Lenders will often ask for additional documentation from self-employed persons, and we can help you through the process. Simply complete your application and upload any relevant documentation, and we’ll do the rest.

We also provide assistance to students who are looking to secure vehicle finance for a new or used car. Whether you’re working a casual job or are on student allowance, our team are here to help you get that car you’ve had your eye on. Enter your details into our simple online form and we’ll be in touch to discuss your options.

Yes! Ask For Finance works with more than ten lenders, providing you with a variety of different car loan types, including unsecured options. An unsecured car loan doesn’t require any type of collateral; however, they also tend to have higher interest rates.

We work with more than ten lenders, and can provide you with a range of different loans to suit your needs. Whether you’re after a low-interest loan for a new vehicle, or finance over a longer term, our experienced brokers will work closely with you to find a solution that fits.

We can get you pre-approval for your car loan in as little as an hour. The time this takes will depend on a number of factors. If you’d like to find out more about the car finance approval process, or check up on an application you’ve made, please don’t hesitate to send us an email at info@askforfinance.co.nz or call us on 0800 288 633.

Yes! Our brokers work with lenders to find suitable car loans for both new and used vehicles. You don’t need to be buying the newest car on the lot to qualify! We’ll do our best to find you car finance for the vehicle you want, whether that’s a 2007 Renault Kangoo or a brand-new Honda Civic.