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Ask For Finance offers bad credit car finance in NZ. Don’t let your history get in the way of owning your dream car, ute or motorbike. Once your application is approved, you’ll be assigned a dedicated broker to help you find a car loan that suits your specific requirements and circumstances.
We have a range of options to get you on the road sooner. Complete your car loan application today and get the ball rolling.
Bad credit vehicle finance is a loan that assists people with a bad credit history that wish to purchase a car. This can be a good option if you require a car but have been declined by traditional lenders due to your past.
At Ask For Finance, we believe that everyone deserves a second chance. We understand that life can sometimes get in the way of maintaining a good credit history. That’s why our team loves to provide bad credit car finance NZ to help you get back on the road.
The process is quite simple. Fill out our online application form on your smartphone or computer and one of our experienced team members will get in touch with you to discuss your options. We’ll send you a bank statement link allowing you to upload your income documentation.
Our team will work with you to find a good-suited loan to your circumstances.
Once approved, you can begin your hunt for that perfect set of wheels. To complete the car loan process, you’ll be sent a digital contract that can be signed using your smartphone or computer. It’s a simple method, and we’re here to provide you with assistance through every step of the way.
We understand that bad things can happen to good people and that sometimes you may need a second chance. We’re here to help you get back on your feet and into a car.
Ask For Finance specialises in finding you car finance that suits your needs. We can help with bad credit car finance in NZ.
We aim to work with you to find a car loan solution that meets your needs. A wide range of options are available, and your dedicated broker can help you select one that’s well-suited to your circumstances.
If you’re interested in finding out more about our car finance options, please don’t hesitate to contact us. Our team love to chat about finance and enjoy finding well-suited car finance for clients.
Send us an email at info@askforfinance.co.nz, or call us on 0800 288 633 to find out more.
Ask For Finance helps customers obtain bad credit vehicle finance. We understand that sometimes in life, things don’t go to plan. By offering car finance to those that have had a few bumps in the road, we can offer people a second chance. Our team has helped hundreds of customers secure bad credit car finance in NZ.
If you’re struggling to obtain vehicle finance from a traditional lender, Ask For Finance may be able to assist. We work with various lenders and will do our best to find you a car loan that meets your needs, even if you have bad credit. Our holistic approach to assessing your circumstances means we’ll get to know you as a person rather than just a name on a screen.
Get started with Ask For Finance today! Complete the online application form or call us on 0800 288 633 to find out more.
It can be hard to get a 20% deposit saved up for a car loan. While you save, you may watch suitable cars being taken off the market as they’re bought up by others. Unsecured car loans are those that don’t require a deposit. At Ask For Finance, we offer New Zealanders access to unsecured car loans.
We’re based in New Zealand, so you’ll be paired with a broker that’s right here in the country. As such, they understand the local market and can provide answers to any car loan questions you may have.
At Ask For Finance, you’ll be assigned a dedicated broker who’ll provide you with personalised assistance that’s tailored to your unique circumstances. Your broker will take the time to get to know your situation and work to find a suitable solution. Let us do the work while you focus on finding your new car.
We won’t automatically exclude applicants due to their poor credit history. We all have a past, and we believe everyone deserves a second chance. Our team loves to provide bad credit vehicle finance to those who may have been turned away elsewhere.
Our team provides access to competitive interest rates. Whether you’re after flexible repayment options, a low-interest rate, or one with zero deposit, we’re here to assist. We aim to provide our clients with a range of options, allowing them to choose the one that best suits.
Our brokers have access to 10+ lenders, including Avanti Finance, Oxford Finance, and Geneva Finance. With access to so many options, we aim to help you find a car loan that meets your specific needs.
At Ask For Finance, the entire finance process can be completed online. You won’t need to come into an office or spend time waiting around for an appointment. Instead, you can complete the car loan process from the comfort of your own home.
Whether you have no credit or require bad credit vehicle finance, the team at Ask For Finance is here to assist you. We’ll work with you to find a car loan that meets your needs and budget. If you want to know more, apply online today, or get in touch with us to discuss your options.
We can help a wide range of clients with a variety of different circumstances. At Ask For Finance, we understand that everyone has a unique story. We’ll work with you to find a loan that suits your needs, regardless of your history or situation.
Some of the clients we love to help include:
Being self-employed means you may not earn a regular salary. Let us assist you in securing finance for your next vehicle, even if you don’t have a traditional income.
A bad credit score can make it difficult to get approved for finance. We may be able to help you, even if you have a poor credit history. Contact us to find out more about our bad credit vehicle finance options.
If you’ve just gotten your learner’s licence, you may be after a car loan to obtain a vehicle to learn in. You don’t necessarily need a long credit history to get a car loan with Ask For Finance.
Applicants under 21 may find obtaining vehicle finance from a traditional lender difficult. At Ask For Finance, we’ll do our best to help you find a loan that suits your individual needs.
We require applicants to show just four weeks of income on their bank statements. This means you can apply for finance with us even if you’ve just started your new job.
Being on a student allowance, job seeker, or another beneficiary payment shouldn’t stop you from accessing car finance when needed. You can begin the car loan application process as long as you earn a total income of at least $550 per week after tax.
With every step able to be completed online, we make car finance simple. Whether you’ve never had a car loan before or have a few dings on your record and are interested in obtaining bad credit car finance in NZ, our brokers are here to assist. We also work with a range of different lenders to offer our clients competitive interest rates and repayment options.
Contact us today to discuss your specific needs, or apply online to start the process. We look forward to working with you.
Along with bad credit vehicle finance, Ask For Finance also provides access to various insurance packages. These packages include:
Do you want to work out how much you could repay on your car loan? Our helpful car finance calculator lets you figure it out. Simply enter your financial information, such as the loan term, amount, and interest rate, into our repayment calculator to get an idea of the repayments you could be making on your loan.
The actual repayments you’ll be required to make can be affected by several factors, including your monthly expenditure, credit score and bank conduct. This calculator gives you a rough idea of what to expect. Your lender will provide your exact repayments once you’ve been approved for finance.
Along with car finance, we can also assist with other vehicle loans. Maybe you want to explore the seas or take the family on more camping trips. Whatever the reason, when you’re thinking of purchasing your next vehicle, think Ask For Finance.
Other vehicles we can help customers obtain finance for include:
With access to 10+ lenders, Ask For Finance are here to assist you with your vehicle finance needs.
Give our team a call on 0800 288 633 to discuss any questions you have about our services, or apply online now.
With Ask For Finance, you can apply for your car loan online in as little as two minutes. All you need to do is enter your income information, licence number and a few other details, and then you can submit your application for processing. Apply online today.
We aim to provide you with a response on the outcome of your application within two hours. This means you won’t wait ages to find out if you’ve been approved for finance.
Don’t let bad credit hold you back from owning your dream car. Contact our team today to begin the process. Fill out the straightforward online application form. Alternatively, you can email us at info@askforfinance.co.nz or call us on 0800 288 633 to learn more about the process.
Yes! Ask For Finance offers customers four different forms of insurance – CCI, GAP, Motor Vehicle, and Mechanical Warranty. Our insurance packages include comprehensive motor vehicle insurance, motor breakdown insurance, protection against loss of value, and financial protection in case your situation changes. Give us a ring to find out more about your car insurance options.
At Ask For Finance, we aim to provide you with a response within two hours of your application submission. This means you won’t wait ages to find out if you’ve been approved for your new car.
The online application form can be completed in as little as two minutes. All you’ll need to do is enter a few details, such as your address, driver’s licence number and proof of income.
Yes. These loans are called unsecured car loans. While not everyone will be eligible for an unsecured loan, the team at Ask For Finance are here to help you determine whether or not you qualify.
Bad credit vehicle finance refers to a loan for people with bad credit. This type of finance can help you get behind the wheel of a new car, even if you have a low credit score or a history of defaults.
We won’t automatically exclude applicants who have a low credit score. We understand that sometimes things happen that are out of your control. Ask For Finance takes a holistic approach to your application, meaning we’ll consider your current financial situation and not just your credit score.
Yes, you can apply for a car loan with Ask For Finance even if you’re self-employed. We know that not everyone has a traditional job, so we’re here to offer assistance, regardless of your employment status.
An unsecured car loan is a type of loan that doesn’t require a deposit. Not everyone will be eligible for an unsecured loan, but the team at Ask For Finance can help you determine whether or not you qualify.
The amount you’re able to borrow will depend on a number of factors, including your income and expenses. Enter your details into our car loan calculator to get a rough idea of how much you’ll be able to borrow. The team at Ask For Finance are here to help you figure out exactly how much you’re able to borrow.
Yes! At Ask For Finance, you can apply for a car loan with a learner’s licence, a restricted licence, or a full licence. You’ll just need to be at least 18 years of age to apply.
You can use our handy online finance calculator to get an idea of what you’ll be able to borrow. Once you’ve submitted your car loan application, a member of our team will aim to get back to you within two hours to let you know whether you’ve been approved.
The team at Ask For Finance won’t automatically exclude those with no credit history. Everyone has to begin somewhere, and we’re here to assist customers in getting started.
Absolutely! We don’t just provide car loans for new cars but also second-hand vehicles. Used cars tend to offer a more affordable option and can be a good choice for those on a budget.
You must be at least 18 years old to apply for car finance. Ask For Finance is happy to help learners and younger folks get their first vehicle and the much-needed independence they deserve.
The interest rate on your loan will vary depending on a number of factors. This may include the length of the loan, your credit history, and whether it is secured or unsecured. Your dedicated broker will be able to provide you with more details on possible interest rates once they better understand your circumstances.
That amount you’ll be able to borrow in order to purchase a car will be determined by considering a number of factors. This includes your current income and expenses. Those that earn more will and have fewer outgoing expenses will generally be able to borrow a higher amount than those that earn less, with a more significant proportion of their income designated to expenses.
Ask For Finance assists people from all walks of life with obtaining car finance, including students. As long as you’re earning income from a source such as benefits or a part-time job, you can apply for car finance approval.
You can apply for vehicle finance through Ask For Finance from the age of 18. We recognise that not everyone has had the opportunity to establish a solid credit history, so we’re here to help, no matter your age.
The minimum amount of weekly income will differ depending on factors such as outgoings and your living situation. As a general rule, you should earn a total income of at least $550 per week after tax before applying for a car loan with Ask For Finance.
We work with customers that are employed part-time, full time or casually, as well as those that receive benefits. At Ask For Finance, we understand that not everyone has a traditional job, so we’ll work with you to find a loan that suits you.
Ask For Finance offers finance for various vehicles, including boats, caravans, jet skis and motorbikes. Complete the simple online form, and one of our team members will be in touch.
Send us an email at info@askforfinance.co.nz, call us on 0800 288 633 from 8:30 am to 5:30 pm, Monday to Sunday, or complete our online query form any time, day or night. Our helpful team members are always happy to have a chat about your unique circumstances.
AFF is registered as a Financial Service Provider FSP Number: FSP773136
We are also members of the Dispute Resolution Service provided by the Financial Services Complaints Limited.
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